"Dreams belong to everybody. Realization belongs to the people willing to suffer for them."
— Chadley Holland
Built Through Fire
In October 2015, Chadley Holland made a decision in defense of human life that changed his life forever. He was sentenced to 10 years in prison, with 4 suspended, and ultimately served 3 years on what was classified as a violent offense.
When he was released in 2019, he found himself sitting on his parents' balcony at a crossroads. In that moment, he made a decision: to dedicate the rest of his life to fighting wrong.
His father, David Benschoff, had given him decades of construction knowledge, field experience, and work ethic. Chadley took everything he knew and applied it toward mastering one of the most misunderstood industries in America — property insurance claims and forensic construction analysis.
Then Hurricane Ian Happened.
Following deployment, he met the woman who would change his life — now his wife, Sofia. She asked him to stay in Florida. For the first time in years, he stopped long enough to evaluate what he had witnessed throughout the industry.
He watched policyholders suffer. He watched adjusters quit. He watched good people get steamrolled. He watched confusion, manipulation, and bad faith become normalized.
That was the moment PCI12 LLC was born.
He immersed himself in the Florida Building Code, forensic claim analysis, real-world construction methodology, carrier operations, and storm restoration systems until he understood how all the pieces connected.
Then he built a company with one mission:
To stand between the American people and anyone attempting to prevent them from being properly restored after a loss.
PCI12 was created to seek truth, expose bad faith, document reality, and fight for what is right — through facts, evidence, construction science, code compliance, and relentless investigation.